State Farm Seeks Motorists To Test Driving Habits Tracking App

No one likes a backseat driver, but how about front pocket driver?

Bloomington, IL based State Farm Insurance is looking for drivers to help beta test their new RightLane smartphone app, which tracks a user’s driving behavior.

The insurance company is offering the first 5000 people to sign up and participate a $50 Visa gift card. There are a few caveats though. Participants will need an Android based smartphone to download the app and have to drive a minimum of 500 miles over a period of 25 days. Those days need not be consecutive but must take place within the four month test period.

Progressive Insurance already has a similar product called Snapshot, which is not a phone app but plugs into the diagnostic port of the car. Drivers supposedly get discounts for allowing Progressive to digitally look over their shoulder.

The main difference, according to GottaBeMobile is that Snapshot tracks the vehicle while RightLane will follow the driver.

But will motorists enjoy having their auto insurance company tracking their driving behavior? The jury is still out on that question.

3 Responses to State Farm Seeks Motorists To Test Driving Habits Tracking App

  1. I’ve been all through this. The insurance companies claim these devices can lower driver’s premiums. What they don’t tell you is they can also raise your rates or conceiably even cancel the policy. The device cannot accurately detect the difference between rapid acceleration and deceleration. I had one, i read the fine print and even called the GPS supplier for more finite data.

  2. David says:

    These little devices also will likely impact most negatively on drivers in the City. Stop signs and lights just about every block and other cars, bicyclists, buses and pedestrians consistently cutting around you. Even the best driver is going to register a lot more “stop” points than a driver in the suburbs. And it doesn’t capture the worst practices such as simply going right through stop signs and lights without fully stopping.

  3. Pete says:

    If you think these insurance company tracking devices will ultimately lower your rates, you were born yesterday. Everybody has done and will do something that could be considered “unsafe”. Your insurance company will use it as an excuse to raise your rates eventually.

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